We have all been there. We all have suffered this. I am talking about falling behind our payments for credit cards. Credit Cards are a never-ending cycle which helps us cover shortfalls during our month end. However, there are times when your expenses are much higher than the income generated.

When you are a small business you might overlook the idea of sticking to your business credit card for carrying out all business transactions and use your personal credit card for some business transactions. While the function of these credit cards are similar at the base line, there are great differences between the way transactions are charged.

The world is in the internet age, where e-commerce has boomed in the last few years. It is estimated that one in three people are concerned to shop online due to security risks while business loses 5% of revenue due to credit card frauds. While half of the small businesses are victims of the frauds, it takes around $100,000 spent on resolving these frauds.

This concept essentially is a kind of debt refinancing, which means to avail one loan to pay off many others. Now you can pay your debts off easily by these three companies that will help you to be burden free. The research is based on three categories; one is public satisfaction rating, second is the debt solution offered to clients and the last one is the fees charged to the customers:

The highlights of the best cash back cards 2017 and 2018 are given below: Chase Sapphire Preferred Card® – Zero Annual Fees, Variable APR, Two reward point per $1 spent, Zero Foreign Transaction Fees(suitable for international travelers), 50,000 Bonus points after spending $4000 spent within 3 months. This was one of the best cashback credit cards 2017.

We can maximize our shopping experiences by choosing the best Credit Card Rewards Programs which suits our spending habits. Credit Cards with rewards points help us in having extra cash during month end, saving points for future trips or collecting airline miles. There are few rewards programs which could help you find the best reward program suited to you.