National banks receive a lot of criticism from the residents of the country for their rates and services but two things that they provide better than the localized banks are: a comprehensive range of products and better accessibility. There a dozen nationalized banks in Oregon but the following are the top recommended banks based on different financial needs.

There are plenty of myths that people have related to a health savings accounts, HSAs. You should be aware of how can you make the most use of your HSA Here are the six most common myths that have been debunked for your better understanding. You will end up losing the funds if you do not spend enough money by the end of the year This one is easily the most common myth related to the health savings account.

Most people under the age of thirty plan a lot of things during this age, but fail to secure their finances for their future. Saving becomes a burden as expenses are never ending. There would be a lot of advices coming from the older generation regarding the same, but it’s given a deaf ear.

A joint checking account is a great tool for two individuals who want to manage their money together. It is suitable for couples, parents, children, siblings and even roommates. While it benefits in a thousand ways, there are many issues that concern bankers and even those who sign up for it.

A checking account has certain benefits over a savings account, even though it offers no interest on the amount deposited in the account. There is usually no minimum balance required to be kept in the account, and it is usually opened so that the account holder can take care of the daily expenses from it.

Federal Deposit Insurance Corporation, FDIC is the independent agency of the US government, which is responsible for protecting the funds placed in the bank by the public. This agency insures money deposited in banks and other types of savings associations. Credit Unions are insured by National Credit Union Administration (NCUA).